Why Should I Consider Long Term Care Insurance?
So you’re a healthy 45 year old – Why should you care?
Ask yourself these these simple questions.
- If one or both of your parents needed long-term care in the next 6 months, do you have the time, money or energy to help?
- Do they have the money to pay for it?
- When you retire, if nursing homes are $150,000 to $200,000 per year (home care could be as much or more) could you afford to pay for extended long term care without depleting your hard-earned retirement savings and investments?
If you answered “no” to any of these questions, you need information on how long term care planning can help. By purchasing coverage while young, smart investors save lots of money over their lifetime.
As part of our commitment to providing you with meaningful benefits, which help both you and your family, we are pleased to offer a resource for long term care planning. Free information and personal consultations are provided to you, your spouse, and extended family members.
We urge you to be proactive in this critical area of your financial and retirement planning. Get the facts and then decide for yourself. Be informed, be prepared. The state legislature recently advised its citizens as follows:
WHEREAS, The government provides a safety net for the impoverished, but it cannot afford to pay for long-term care for everyone who will need it; and “Be It Resolved that the General Assembly urges Coloradoans to actively pursue the purchase of appropriate long-term care insurance since the government can provide for long-term care to only the most destitute, and not to all those who will need it.